Group Life & AnnuitiesQuestion 103 of 716
An employee with $100,000 of group term life coverage is terminated. How long does she have to convert to an individual permanent policy without proof of insurability?
a.21 days
b.60 days
c.31 days
d.10 days
Explanation
California group life law requires a 31-day conversion privilege following termination of group coverage. The departing employee may convert to an individual permanent policy at her attained age with no evidence of insurability.
Law Reference: Cal. Ins. Code §10209This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)