Group Life & AnnuitiesQuestion 119 of 716
Which of the following is NOT one of the eligible group categories for group life insurance in California?
a.Random group of unrelated individuals who walk into the same agent's office
b.Employer-employee group covering the full-time employees of a single employer
c.Debtor-creditor group insuring the borrowers of a single lending institution
d.Labor union group covering the members of a single labor organization
Explanation
California law lists employer-employee groups, labor unions, associations, and debtor-creditor groups as eligible categories. A random collection of unrelated individuals with no common organizational tie does not qualify because there is no master sponsor and no objective definition of the group.
Law Reference: Cal. Ins. Code §10200This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)