A&H Policy ProvisionsQuestion 30 of 315
An A&H policy is reinstated on June 1. The insured suffers a covered injury on June 2 and is diagnosed with a covered sickness on June 7. Which loss(es) will the reinstated policy cover?
a.Neither the injury nor the sickness
b.Only the sickness
c.Only the injury
d.Both the injury and the sickness
Explanation
A reinstated policy covers accidental injuries from the date of reinstatement, but sicknesses are only covered if they begin more than 10 days after reinstatement. The June 7 sickness falls inside the 10-day exclusion window.
Law Reference: Cal. Ins. Code §10350.4Practice all 315 questions free — no signup required.
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