Short-term disability (STD) coverage generally provides benefits for a maximum period of about:

Explanation

Short-term disability benefits are designed to cover brief periods out of work and typically last from a few weeks up to about two years at most, with many group plans paying for several weeks to a few months. They are not intended to run for a decade, for life, or for thirty years, which would be the province of long-term disability coverage. STD has a short elimination period and a short benefit period, filling the early gap before long-term coverage or savings take over.