Skilled nursing care under a long-term care policy refers to:
Explanation
Skilled nursing care is the highest level of long-term care: continuous, physician-ordered nursing or rehabilitative services delivered by licensed medical professionals such as registered nurses. Help with bathing is custodial care, a lower level. Housekeeping and meal delivery are support services, not skilled care. LTC policies distinguish among skilled, intermediate, and custodial care, and it is important to know that most long-term care needs are actually custodial rather than skilled.
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Related questions on this topic
- A disability income policy that covers the insured only for injuries and sickness occurring away from the job is described as:
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