A specified (dread) disease policy pays benefits:

Explanation

A specified or dread disease policy pays benefits only if the insured is diagnosed with a particular disease named in the contract, most commonly cancer, and pays nothing for other conditions. It is not general coverage for any illness, not an accident policy, and not dental coverage. Because its benefits are limited to one disease, it is a supplemental product, and producers must be careful not to let a consumer treat it as comprehensive health insurance.