The mandatory 'proof of loss' provision generally requires the insured to submit proof of loss within:
Explanation
The proof of loss provision typically requires written proof within 90 days after the loss (or as soon as reasonably possible, and not later than one year except in cases of legal incapacity). Five days is too short, and three or ten years is far too long. Proof of loss documents the details the insurer needs to determine what it owes. Failing to provide timely proof can jeopardize a claim, which is why the 90-day standard is worth remembering.
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