Medicare & Senior InsuranceQuestion 527 of 716

Medicare Part B primarily covers:

a.Long-term custodial nursing home care, which Medicare largely excludes from coverage
b.Inpatient hospital confinement
c.Physician services, outpatient care, and many preventive services
d.Outpatient prescription drugs only

Explanation

Medicare Part B is medical insurance, covering physician services, outpatient hospital care, durable medical equipment, and a range of preventive services; beneficiaries pay a monthly premium for it. Inpatient hospital care is Part A, prescription drugs are Part D, and long-term custodial care is largely not covered by Medicare at all. Knowing that Part B handles doctor and outpatient services, while Part A handles hospital stays, is essential for advising Medicare-eligible clients.

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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)
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