General Insurance PrinciplesQuestion 591 of 716
Concealment is best defined as:
a.An honest, unintentional mistake by the applicant
b.A minor clerical or typographical error made while completing the paperwork of the application
c.The intentional failure to disclose a known material fact
d.Disclosing more information than requested
Explanation
Concealment is deliberately withholding a material fact the applicant knows is relevant. An honest mistake or clerical error is not concealment, and over-disclosure certainly is not.
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)