A&H Policy ProvisionsQuestion 615 of 716
The 'proof of loss' mandatory provision typically requires the insured to furnish written proof within:
a.10 days of the loss, with no extension permitted
b.24 hours of the loss, by telephone notice to the claims office
c.3 years of the loss, the same limit as the legal action clause
d.90 days after the loss, or as soon as reasonably possible
Explanation
Proof of loss is generally due within 90 days of the loss, or as soon as reasonably possible where 90 days is not feasible. The other intervals do not reflect the uniform provision.
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Related questions on this topic
- The optional provision addressing 'other insurance in this insurer' is concerned with:
- The mandatory 'notice of claim' provision generally requires the insured to notify the insurer of a claim within:
- Under the 'claim forms' mandatory provision, if the insurer fails to furnish claim forms within a set time (often 15 days) after notice, the insured may:
- The 'time of payment of claims' provision requires the insurer to pay claims:
- The 'legal actions' mandatory provision states that an insured may not sue the insurer until a set time after proof of loss, and no later than a stated outer limit. Those periods are commonly:
- The mandatory 'physical examination and autopsy' provision allows the insurer, at its own expense, to:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)