A&H Policy ProvisionsQuestion 613 of 716
The mandatory 'notice of claim' provision generally requires the insured to notify the insurer of a claim within:
a.Within 24 hours of any covered loss, or else the insurer becomes entitled to deny the entire claim outright
b.One full year after the loss
c.A stated time such as 20 days after a loss, or as soon as reasonably possible
d.Exactly 90 days in every case
Explanation
Notice of claim typically must be given within about 20 days of a loss or as soon as reasonably possible. It is not a strict 24-hour, one-year, or fixed 90-day rule.
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Related questions on this topic
- The insuring clause of a health insurance policy:
- An impairment (exclusion) rider attached to a health insurance policy:
- The optional provision addressing 'other insurance in this insurer' is concerned with:
- Under the 'claim forms' mandatory provision, if the insurer fails to furnish claim forms within a set time (often 15 days) after notice, the insured may:
- The 'proof of loss' mandatory provision typically requires the insured to furnish written proof within:
- The 'time of payment of claims' provision requires the insurer to pay claims:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)