A&H Policy ProvisionsQuestion 619 of 716
In individual health insurance, the length of the grace period usually depends on the:
a.Premium payment mode (for example, 7 days for weekly, 10 days for monthly, 31 days for other modes)
b.The insured's current attained age, with older insureds automatically receiving a longer grace period than younger ones
c.Insured's state of residence only
d.Amount of the policy's benefits
Explanation
The health grace period varies with how often premiums are paid, longer intervals get longer grace periods. It is not tied to age or benefit amount.
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Related questions on this topic
- The 'time of payment of claims' provision requires the insurer to pay claims:
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- The mandatory 'physical examination and autopsy' provision allows the insurer, at its own expense, to:
- After an individual health policy has been in force for the period stated in the 'time limit on certain defenses,' a claim for a pre-existing condition that is NOT specifically excluded by name:
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- If an insured changes to a LESS hazardous occupation, the change of occupation provision allows:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)