Accident & Health FundamentalsQuestion 657 of 716
A dread disease (critical illness) policy pays:
a.Long-term custodial and nursing home care benefits for insureds who cannot perform their daily activities
b.Benefits only for accidental injuries
c.A benefit only for a specifically named condition such as cancer or heart attack
d.Benefits for any illness the insured develops
Explanation
A dread disease policy is a limited plan paying only when a named condition, like cancer or heart attack, is diagnosed. It does not cover all illnesses, accidents generally, or long-term care.
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Related questions on this topic
- Dental insurance plans commonly organize covered services into categories of:
- A future increase option (guaranteed insurability) rider on a DI policy lets the insured:
- An accident-only policy will NOT pay benefits for:
- Skilled nursing care, intermediate care, and custodial care are:
- Custodial care, the level most often needed long-term, primarily involves:
- A distinguishing feature of an HMO is that it:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)