Dwelling Policy (DP)Question 252 of 474
Which risk is eligible for coverage under a standard dwelling program?
a.A residence containing no more than four family units
b.A restaurant building with an apartment on the top floor
c.A twenty-unit apartment complex owned by a partnership
d.A hotel that rents rooms to guests on a nightly basis
Explanation
The dwelling program is written for residential buildings holding only a few family units, the standard limit being a dwelling of no more than four families. The twenty-unit complex and the hotel are commercial habitational risks rated on other forms, and a building whose principal use is a restaurant is a mercantile exposure rather than a dwelling.
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Related questions on this topic
- Under a Dwelling policy covering a rented home, the coverage that reimburses the owner for lost rent while the home is being repaired after a covered loss is:
- A major difference between a Dwelling policy and a Homeowners policy is that the Dwelling policy:
- Compared with a homeowners policy, a dwelling policy is best described as:
- A family owns a lakeside cottage they use only in summer and rent to no one. Coverage on the cottage is:
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