Dwelling Policy (DP)Question 255 of 474
Which group of perils does the extended coverage endorsement add to a basic dwelling form?
a.Collapse, falling objects, and accidental water discharge
b.Windstorm or hail, riot, aircraft, vehicles, and smoke
c.Flood, earthquake, war, and nuclear hazard damage losses
d.Theft, vandalism, glass breakage, and frozen water pipes
Explanation
Extended coverage is a fixed group: windstorm or hail, explosion, riot or civil commotion, aircraft, vehicles, smoke, and volcanic eruption. Vandalism is not in that group; it is added separately. Collapse and accidental water discharge belong to the broad form's longer peril list, and flood and earthquake stay excluded on all dwelling forms.
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Related questions on this topic
- Which risk is eligible for coverage under a standard dwelling program?
- A family owns a lakeside cottage they use only in summer and rent to no one. Coverage on the cottage is:
- The unendorsed basic form of the dwelling policy insures the building against:
- A windstorm tears shingles off a dwelling insured on an unendorsed basic form. The loss is:
- On a basic dwelling form, vandalism or malicious mischief coverage is:
- A dwelling insured with vandalism coverage has stood vacant well past the period the policy allows when vandals damage it. The loss is:
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