Dwelling Policy (DP)Question 257 of 474
On a basic dwelling form, vandalism or malicious mischief coverage is:
a.One of the three perils the basic form names itself
b.Added as a peril of its own, after extended coverage
c.Included within the extended coverage group of perils
d.Available only under a broad form dwelling policy
Explanation
Vandalism and malicious mischief is its own endorsement, commonly written once extended coverage is already on the policy. It is not part of the extended coverage group, which stops at smoke and volcanic eruption, and it is certainly not one of the three perils the basic form names on its own. The broad form, by contrast, includes it.
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Related questions on this topic
- The unendorsed basic form of the dwelling policy insures the building against:
- Which group of perils does the extended coverage endorsement add to a basic dwelling form?
- A windstorm tears shingles off a dwelling insured on an unendorsed basic form. The loss is:
- A dwelling insured with vandalism coverage has stood vacant well past the period the policy allows when vandals damage it. The loss is:
- The broad form dwelling policy is best described as covering the building against:
- On a special form dwelling policy, personal property is insured against:
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