Dwelling Policy (DP)Question 254 of 474
The unendorsed basic form of the dwelling policy insures the building against:
a.Fire, windstorm, and vandalism losses
b.Fire, theft, and personal liability claims
c.Fire, flood, and earth movement damage
d.Fire, lightning, and internal explosion
Explanation
The basic dwelling form names exactly three perils of its own: fire, lightning, and internal explosion. Everything else is bought on. The list naming windstorm and vandalism describes perils that arrive only with the extended coverage group and the separate vandalism endorsement, and flood and earth movement are excluded on every dwelling form.
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Related questions on this topic
- Compared with a homeowners policy, a dwelling policy is best described as:
- Which risk is eligible for coverage under a standard dwelling program?
- A family owns a lakeside cottage they use only in summer and rent to no one. Coverage on the cottage is:
- Which group of perils does the extended coverage endorsement add to a basic dwelling form?
- A windstorm tears shingles off a dwelling insured on an unendorsed basic form. The loss is:
- On a basic dwelling form, vandalism or malicious mischief coverage is:
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