Homeowners Policy (HO)Question 287 of 474
A condominium unit owner who needs to insure the interior of the unit and personal property should buy:
a.HO-3
b.HO-8
c.HO-6
d.HO-4
Explanation
The HO-6 form is designed for condominium unit owners. It covers the unit owner's personal property and the portions of the building the owner is responsible for (typically interior walls, fixtures, and improvements), along with personal liability and loss of use. The condo association's master policy covers the building structure and common areas, so HO-6 fills the gap for the individual unit owner.
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Related questions on this topic
- On a standard HO-3 policy, the limit for Coverage D (Loss of Use) is typically:
- The most commonly purchased Homeowners form, which covers the dwelling on an open-perils basis and personal property on a named-perils basis, is the:
- A tenant who rents an apartment and wants to insure personal belongings and obtain personal liability coverage should purchase:
- Under a Homeowners policy, which coverage provides additional living expense when a covered loss makes the home temporarily uninhabitable?
- Coverage F (Medical Payments to Others) under a Homeowners policy pays medical expenses for an injured guest:
- Under a Homeowners policy, categories such as jewelry, watches, and firearms are subject to:
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