Homeowners Policy (HO)Question 340 of 474
An insured rents out an apartment in the covered dwelling and a covered fire destroys the appliances and carpeting supplied to the tenant. The landlord's furnishings additional coverage pays up to:
a.$5,000 for those items
b.$1,000 for those items
c.$2,500 for those items
d.$500 for those items
Explanation
The landlord's furnishings additional coverage insures appliances, carpeting and other household furnishings in an apartment on the residence premises that is rented or held for rental, up to $2,500. The $1,000 answer is the loss assessment limit and $500 is the credit card and forgery amount. Theft of those furnishings is outside this additional coverage.
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