Homeowners Policy (HO)Question 343 of 474
How does a Section I additional coverage differ from the limits shown for Coverage A through Coverage D?
a.It applies only after the Coverage A limit is exhausted
b.It is a limit the insured selects when the policy is written
c.It replaces the Coverage C limit whenever a theft occurs
d.It carries a stated amount set by the form for one named expense
Explanation
Additional coverages are grants the form supplies for specific expenses, each with its own stated dollar amount or percentage, rather than limits the insured picks on the declarations. The answer describing a limit the insured selects describes Coverage A through Coverage D. Nothing requires the Coverage A limit to be used up first before one applies.
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Related questions on this topic
- An insured rents out an apartment in the covered dwelling and a covered fire destroys the appliances and carpeting supplied to the tenant. The landlord's furnishings additional coverage pays up to:
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