Part B medical payments coverage of the personal auto policy pays for:
Explanation
Part B pays reasonable expenses for necessary medical and funeral services caused by an accident, and only for services incurred within the period the policy states after the date of the accident. It covers the named insured and family members while occupying an auto or when struck as pedestrians, plus other people occupying the covered auto. Fault plays no part, which rules out the answer that waits for another driver to be blamed; injuries to that other driver are a Part A liability matter.
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