How does Part B medical payments coverage differ from Part A liability coverage?
Explanation
Part B is a small first-party coverage that pays medical and funeral expenses for the insured, family members and passengers whether or not anyone was negligent, while Part A pays third parties only when the insured is legally responsible. Lost wages and pain and suffering are liability damages, so they belong to Part A. Part B is also narrower than health insurance, being limited to accident-related expenses within a per-person limit.
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Related questions on this topic
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