Personal Auto PolicyQuestion 419 of 474
An insured who has a personal auto policy also drives a company car available for regular use. Liability for that vehicle can be added by:
a.The towing and labor costs coverage endorsement
b.A named non-owner policy written for the driver
c.The miscellaneous type vehicle endorsement form
d.Extended non-owned coverage for a furnished vehicle
Explanation
The unendorsed policy excludes a vehicle furnished or available for the regular use of the insured, and extended non-owned coverage buys that exposure back by endorsement. A named non-owner policy is written for a person who owns no auto at all, so it does not fit a driver who already carries a personal auto policy. Towing and miscellaneous type vehicle endorsements address unrelated exposures.
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Related questions on this topic
- A pothole shreds a tire on the insured's car. Under Part D the tire itself is:
- Damage to the insured's own auto is excluded under Part D while that auto is being used:
- Under an unendorsed personal auto policy, custom furnishings or equipment in a pickup or van are:
- After an auto accident, the duties condition in Part E requires the insured to:
- When the insured's covered auto is stolen, Part E specifically requires the insured to:
- At the insurer's request, a person seeking coverage under Part E may be required to:
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