Personal Auto PolicyQuestion 422 of 474
At the insurer's request, a person seeking coverage under Part E may be required to:
a.Accept the first repair estimate the insurer obtains
b.Pay the adjuster's travel costs to inspect the auto
c.Waive the right to hire an independent appraiser
d.Submit to a physical exam and an exam under oath
Explanation
A person seeking coverage must submit to physical examinations by doctors the insurer chooses, as often as reasonably required, submit to examination under oath, and file a sworn proof of loss when asked. These are conditions of the contract, so refusing them can defeat the claim. The policy does not make the insured fund adjusting expenses or give up the appraisal process.
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Related questions on this topic
- An insured who has a personal auto policy also drives a company car available for regular use. Liability for that vehicle can be added by:
- After an auto accident, the duties condition in Part E requires the insured to:
- When the insured's covered auto is stolen, Part E specifically requires the insured to:
- The policy territory of a personal auto policy covers accidents that occur in:
- The insurer pays a $6,000 collision claim and then pursues the at-fault driver for that money. This right is called:
- Two personal auto policies issued to the same named insured by the same insurer apply to one accident. The maximum payable is:
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