States take different approaches to a plaintiff who is partly at fault. Under a comparative negligence approach, the plaintiff's recovery is:

a.unaffected, because the defendant breached a duty
b.reduced in proportion to the plaintiff's fault
c.shifted onto the defendant's insurer
d.barred completely once any fault is assigned

Explanation

A comparative negligence approach reduces the award by the plaintiff's own share of fault: a $100,000 award to a plaintiff found 30% at fault becomes $70,000. The answer that bars recovery entirely once any fault is assigned describes contributory negligence, the older approach a small number of states still follow. Which approach governs is set by each state's law, so the two must not be treated as interchangeable.

This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →

Practice all 531 questions free — no signup required.

Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →

Related questions on this topic

Last reviewed: · editorial process

PrepPass team · Verified against California Property & Casualty Insurance License Exam · How we review
Report