Casualty & Liability InsuranceQuestion 424 of 53140% of test-takers get this one wrong

Absolute (strict) liability differs from ordinary negligence liability because the claimant does not have to prove:

a.that a defective product left the plant
b.that the defendant conducted the activity
c.that the claimant suffered measurable damages
d.that the defendant failed to use reasonable care

Explanation

Strict or absolute liability attaches to a narrow set of exposures — abnormally dangerous activities such as blasting or keeping wild animals, and defective products — where fault simply is not an issue and carelessness need not be shown. Damages still must be proved, so the answer that removes the damages element is wrong: there is no claim without harm. The claimant also still has to tie the defendant to the activity or to the defective product.

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