Fundamentos del Seguro de VidaPregunta 382 de 716
Which of the following is a common personal use of life insurance?
a.Covering property damage caused by a windstorm
b.Insuring an automobile against collision damage and towing expenses
c.Paying for routine annual physical exams
d.Providing money for final expenses and replacing lost income
Explicación
Life insurance is commonly used to cover final expenses (such as funeral and burial costs) and to replace the income a family loses when a breadwinner dies. Insuring a car against collision and covering windstorm property damage are property and casualty functions, not life insurance. Routine physical exams are a health insurance or out-of-pocket matter. Life insurance addresses the financial impact of death, and income replacement is its central personal purpose.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)