Fundamentos del Seguro de VidaPregunta 407 de 716
Modern traditional whole life policies are typically designed to mature (endow) at approximately:
a.Age one hundred twenty-one
b.Age sixty-five in modern policies
c.Age forty
d.Age thirty
Explicación
Modern whole life policies are generally designed so the cash value equals the face amount and the policy endows at about age 121, reflecting today's longer life expectancies; older policies commonly used age 100. Ages such as sixty-five, forty, or thirty are far too early for whole life to mature and would not allow the cash value to grow into the face amount. The maturity (endowment) age matters because that is when the policy pays out even if the insured is still living.
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- Before completing the sale of a variable life insurance policy, the producer is required to deliver to the applicant a:
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)