Dwelling Policy (DP)Pregunta 249 de 474
Under a Dwelling policy covering a rented home, the coverage that reimburses the owner for lost rent while the home is being repaired after a covered loss is:
a.Coverage A – Dwelling
b.Coverage D – Fair Rental Value
c.Coverage C – Personal Property
d.Coverage B – Other Structures
Explicación
Fair Rental Value (Coverage D) reimburses the owner for the rental income lost while a covered peril makes the rented dwelling unfit to live in, limited to the time reasonably required to repair. Coverage A insures the structure, Coverage B other structures, and Coverage C personal property. Fair rental value protects the landlord's income rather than the physical property itself.
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