Homeowners Policy (HO)Pregunta 307 de 474
A fire makes a home unlivable. Coverage A is $310,000 and the HO-3 provides loss of use at 30% of Coverage A. The most payable under Coverage D is:
a.$31,000
b.$93,000
c.$62,000
d.$155,000
Explicación
Coverage D on an owner-occupied form is written at 30% of the dwelling limit, and 30% of $310,000 is $93,000. The $31,000 answer applies the 10% figure that belongs to other structures, and the $155,000 answer applies the 50% contents relationship to the wrong coverage.
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