Homeowners Policy (HO)Pregunta 351 de 474
A 19-year-old foster child living with and cared for by the named insured injures a visitor. Under Section II, this young person is:
a.an insured only if named on the policy
b.not an insured, being over 18 years old
c.an insured, being under 21 in their care
d.not an insured, having no blood relation
Explicación
Section II defines an insured to include the named insured and resident spouse, resident relatives, and any other person under 21 who is in the care of an insured, which covers a foster child living in the household. Blood relationship is not required for that group. Nobody has to be listed by name on the declarations to qualify as an insured.
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