Personal Auto PolicyPregunta 381 de 474
Supplementary payments under Part A of the personal auto policy are:
a.Paid only when the insured buys an extra defense endorsement
b.Subtracted from the limit of liability before damages are paid
c.Available only when the insured wins the lawsuit outright
d.Paid in addition to the limit of liability, not out of it
Explicación
Supplementary payments are made over and above the limit of liability, so the claimant still receives the full limit. They include bail bonds up to $250, the premium on an appeal bond, interest accruing after a judgment, up to $200 a day for loss of earnings when the insurer asks the insured to attend, and other expenses incurred at the insurer's request. The answer that subtracts them from the limit describes how defense costs work under some other lines, not here.
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