Personal Auto PolicyPregunta 423 de 474

The policy territory of a personal auto policy covers accidents that occur in:

a.Only within the state shown on the declarations page
b.Any country the insured drives to while on vacation
c.The United States, its territories, Puerto Rico, Canada
d.The United States and any nation that borders it

Explicación

The territory clause reaches the United States of America, its territories and possessions, Puerto Rico and Canada, and it follows the auto while it is being transported between their ports. Mexico borders the United States but lies outside the territory, which is why the answer naming bordering nations fails and why drivers buy separate coverage there. Coverage is not confined to the home state either.

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