Policy Structure & ProvisionsPregunta 462 de 474
Immediately after a kitchen fire, the duties after loss condition requires the insured to:
a.Sue the responsible party without delay
b.Begin permanent repairs before giving notice
c.Protect the property from further damage
d.Discard the damaged items to avoid mold
Explicación
Duties after loss include giving prompt notice, protecting the property from further damage and keeping a record of the reasonable emergency repairs, preparing an inventory of damaged property, cooperating with the investigation and submitting a proof of loss when the insurer asks. Throwing damaged items out destroys the proof the adjuster needs, and permanent repairs are made after the loss has been inspected.
Practica las 474 preguntas gratis — sin registro.
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
Preguntas relacionadas de este tema
- Under the liberalization clause, when an insurer broadens its form without charging more, an existing insured:
- The entire contract provision means the agreement between insurer and insured consists of:
- An applicant deliberately hides a history of arson losses. Under the concealment, misrepresentation and fraud condition, the insurer may:
- A proof of loss filed with the insurer is best described as:
- The insured and the insurer agree the fire loss is covered but cannot agree on its dollar amount. Under the appraisal condition:
- The suit against us condition provides that an insured may sue the insurer only after:
Última revisión: · proceso editorial
Equipo de PrepPass · Verificado con California Personal Lines Insurance License Exam · Cómo revisamos