Póliza de Vivienda (DP)Pregunta 301 de 531
Gas that leaked inside a dwelling insured on an unendorsed basic form ignites and blows out a kitchen wall. The loss is:
a.covered, as an explosion inside the dwelling
b.denied, until a wider explosion peril is added
c.covered, but only for the kitchen appliances
d.denied, because gas leaks are excluded events
Explicación
Fire, lightning, and internal explosion are the three perils the unendorsed basic form insures, so an explosion occurring inside the described dwelling is covered as the form stands. The endorsement answer confuses this with the broader explosion peril that reaches blasts originating outside the building. The form pays the resulting building damage, not merely appliances.
Practica las 531 preguntas gratis — sin registro.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Preguntas relacionadas de este tema
- A builder needs coverage on a house he is putting up, including the lumber and fixtures stored on the site. The usual answer is:
- A dwelling policy is written on a house being built for the owner who will live in it. The Coverage A limit should be set at:
- On a dwelling policy carrying vandalism coverage, letting the building stand empty matters because vandalism is:
- A propane tank standing in the yard explodes and cracks the wall of a dwelling. A basic form pays nothing for this, but the loss is covered once the insured adds:
- Which peril is NOT part of the extended coverage group added to a dwelling policy?
- Under the smoke peril added by extended coverage, which loss to a dwelling is covered?
Última revisión: · proceso editorial
Equipo de PrepPass · Verificado con California Property & Casualty Insurance License Exam · Cómo revisamos