Estructura y Cláusulas de la PólizaPregunta 516 de 531
The entire contract provision in a property and casualty policy means that:
a.The agent's spoken promises modify the contract
b.The insurer's underwriting file is part of the deal
c.The company's advertising becomes a warranty
d.The policy and application are the whole contract
Explicación
The provision confines the agreement to the written policy plus whatever is attached to it, so nothing outside the four corners of the document adds to or subtracts from coverage. That is why an agent's oral assurance cannot rewrite the form and why the underwriting file and the company's brochures are not part of the bargain. Any change must be made by a written endorsement made part of the contract.
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