Estructura y Cláusulas de la PólizaPregunta 518 de 531
Immediately after a covered fire, which action is a duty the policy places on the insured?
a.Discard the damaged property to clear the site
b.Protect the property from further damage
c.Begin permanent repairs before an inspection
d.Settle directly with anyone who was injured
Explicación
Duties after loss include giving prompt notice, protecting the property from additional damage, preparing an inventory, cooperating with the investigation and submitting to examination under oath. Making permanent repairs or throwing out damaged goods first destroys the evidence the adjuster needs to value the claim, and settling voluntarily with a claimant is barred because it prejudices the insurer's defense.
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