A general contractor's CGL policy typically will NOT respond to which claim?

a.The contractor's crane damaging the neighboring building
b.A visitor tripping on debris and breaking an arm
c.A pedestrian struck by material falling from the frame
d.The contractor's own employee injured while framing

Giải thích

A commercial general liability policy excludes bodily injury to an employee arising out of employment, because that injury belongs to workers' compensation, with Coverage B employers' liability picking up the suits the no-fault system does not resolve. (a), (b) and (c) are exactly what the CGL is bought for: third-party bodily injury and property damage arising out of the contractor's operations. The line is who was hurt, not how badly or where — an employee framing the same wall as the injured visitor produces a workers' compensation claim, not a CGL claim.

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Luyện miễn phí toàn bộ 1632 câu hỏi — không cần đăng ký.

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Đội ngũ PrepPass · Đối chiếu với California CSLB Contractor License Law & Business Exam · Quy trình kiểm tra
Người kiểm duyệt Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — kiểm tra)
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