Commercial auto insurance for a contractor is primarily intended to cover:
a.Damage to the building itself while under construction
b.Liability and damage from the contractor's vehicles
c.Theft of the hand tools from a jobsite trailer
d.Injuries to employees who work indoors only
Giải thích
Commercial auto responds to liability and physical damage arising from the contractor's owned, hired, and non-owned vehicles. (a) is builder's risk, which insures the work itself. (c) is inland marine or a tools and equipment floater. (d) is workers' compensation. The overlap worth knowing: when an employee is hurt driving for work, the employee's own injury is a workers' compensation claim while the other driver's injuries are the auto liability claim — one accident, two policies.
Trích dẫn luật: —Luyện miễn phí toàn bộ 1632 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- A material supplier who furnishes materials to a subcontractor (not to the owner directly) preserves its mechanics lien rights by serving a preliminary notice on:
- A performance bond on a construction project primarily guarantees to the obligee that:
- Which of the following is generally NOT covered by a standard Commercial General Liability policy?
- A claimant recorded a mechanics lien and did nothing further for four months. What is the status of the lien?
- A subcontractor recorded a mechanics lien but never served a copy on the owner and did not attach a proof of service affidavit. The likely result is:
- A subcontractor asks to be added as an 'additional insured' on the general contractor's CGL policy. From a risk-management standpoint, this request is:
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Đội ngũ PrepPass · Đối chiếu với California CSLB Contractor License Law & Business Exam · Quy trình kiểm tra
Người kiểm duyệt Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — kiểm tra)