Nguyên tắc bảo hiểm chungCâu 605 / 716
The principle of utmost good faith in insurance means that:
a.Only the insured is required to be completely honest, while the insurer owes no comparable duty of disclosure
b.The producer personally guarantees the insurer's performance
c.Both parties rely on the honesty and full disclosure of the other
d.Neither party owes the other any duty of honesty
Giải thích
Utmost good faith obligates both the applicant and the insurer to deal honestly and disclose material facts. It is not a one-sided duty, nor a producer guarantee.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- In insurance, a 'replacement' occurs when a new policy is purchased and an existing policy is:
- Replacement regulations exist primarily to:
- In a replacement transaction, the producer generally must:
- Describing insurance as an aleatory contract means that:
- Insurance is called a unilateral contract because:
- Insurance is a conditional contract, meaning that:
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Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)