Nguyên tắc bảo hiểm chungCâu 606 / 716
Describing insurance as an aleatory contract means that:
a.The dollar amounts exchanged may be unequal and depend on an uncertain event
b.The contract is carefully negotiated term by term between the applicant and the insurer as equal parties
c.Only the insured makes enforceable promises
d.Both sides exchange exactly equal dollar values
Giải thích
An aleatory contract involves an exchange of unequal values contingent on chance, a small premium may yield a large benefit, or none. Equal exchange describes a commutative contract, and the other choices describe adhesion and unilateral features.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Replacement regulations exist primarily to:
- In a replacement transaction, the producer generally must:
- The principle of utmost good faith in insurance means that:
- Insurance is called a unilateral contract because:
- Insurance is a conditional contract, meaning that:
- Apparent authority is the authority an agent appears to have because:
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Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)