Nguyên tắc bảo hiểm chungCâu 608 / 716
Insurance is a conditional contract, meaning that:
a.No conditions of any kind apply to the coverage
b.The insurer must pay benefits regardless of any conditions
c.The insured alone sets all of the conditions under which the insurer will be obligated to pay a future claim
d.Benefits are never paid unless conditions, such as paying premiums and filing proof of loss, are met
Giải thích
A conditional contract pays benefits only when specified conditions are satisfied, like premium payment and submitting proof of loss. The insurer's duty is not unconditional, and the conditions are set in the contract, not by the insured alone.
Luyện miễn phí toàn bộ 716 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- The principle of utmost good faith in insurance means that:
- Describing insurance as an aleatory contract means that:
- Insurance is called a unilateral contract because:
- Apparent authority is the authority an agent appears to have because:
- Implied authority of a producer is:
- In the legal relationship of agency, the insurance producer normally represents:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Life & Health Insurance License Exam · Quy trình kiểm tra
Người kiểm duyệt John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — kiểm tra)