Personal Auto PolicyCâu 420 / 474
After an auto accident, the duties condition in Part E requires the insured to:
a.Repair the vehicle before the insurer inspects it
b.Settle with the other driver, then bill the insurer
c.Give prompt notice and send copies of legal papers
d.Report only losses larger than the deductible used
Giải thích
Duties after an accident or loss include prompt notice of how, when and where it happened, cooperation with the insurer, and forwarding every legal paper or demand received. Repairing before inspection defeats the insurer's right to see the damage, and settling with the other driver first prejudices the defense the insurer owes. Small losses are still reported even if nothing ends up being paid.
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Câu hỏi liên quan cùng chủ đề
- Damage to the insured's own auto is excluded under Part D while that auto is being used:
- Under an unendorsed personal auto policy, custom furnishings or equipment in a pickup or van are:
- An insured who has a personal auto policy also drives a company car available for regular use. Liability for that vehicle can be added by:
- When the insured's covered auto is stolen, Part E specifically requires the insured to:
- At the insurer's request, a person seeking coverage under Part E may be required to:
- The policy territory of a personal auto policy covers accidents that occur in:
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