Personal Auto PolicyCâu 423 / 474
The policy territory of a personal auto policy covers accidents that occur in:
a.Only within the state shown on the declarations page
b.Any country the insured drives to while on vacation
c.The United States, its territories, Puerto Rico, Canada
d.The United States and any nation that borders it
Giải thích
The territory clause reaches the United States of America, its territories and possessions, Puerto Rico and Canada, and it follows the auto while it is being transported between their ports. Mexico borders the United States but lies outside the territory, which is why the answer naming bordering nations fails and why drivers buy separate coverage there. Coverage is not confined to the home state either.
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Câu hỏi liên quan cùng chủ đề
- After an auto accident, the duties condition in Part E requires the insured to:
- When the insured's covered auto is stolen, Part E specifically requires the insured to:
- At the insurer's request, a person seeking coverage under Part E may be required to:
- The insurer pays a $6,000 collision claim and then pursues the at-fault driver for that money. This right is called:
- Two personal auto policies issued to the same named insured by the same insurer apply to one accident. The maximum payable is:
- Under the general provisions, the insured may not bring legal action against the insurer until:
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