Personal Auto PolicyCâu 421 / 474

When the insured's covered auto is stolen, Part E specifically requires the insured to:

a.Wait ten days before reporting the loss to anyone
b.Buy a replacement auto before a claim can be filed
c.Notify the police and protect the auto from harm
d.Sign over the title before any police report is made

Giải thích

Part E adds two duties for a physical damage loss: notify the police when the auto is stolen, and take reasonable steps to protect the auto and its equipment from further damage. Buying a replacement is not a condition of filing, and title transfer follows a total-loss settlement rather than preceding the police report. A self-imposed waiting period conflicts with the duty of prompt notice.

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