Personal Auto PolicyCâu 421 / 474
When the insured's covered auto is stolen, Part E specifically requires the insured to:
a.Wait ten days before reporting the loss to anyone
b.Buy a replacement auto before a claim can be filed
c.Notify the police and protect the auto from harm
d.Sign over the title before any police report is made
Giải thích
Part E adds two duties for a physical damage loss: notify the police when the auto is stolen, and take reasonable steps to protect the auto and its equipment from further damage. Buying a replacement is not a condition of filing, and title transfer follows a total-loss settlement rather than preceding the police report. A self-imposed waiting period conflicts with the duty of prompt notice.
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Câu hỏi liên quan cùng chủ đề
- Under an unendorsed personal auto policy, custom furnishings or equipment in a pickup or van are:
- An insured who has a personal auto policy also drives a company car available for regular use. Liability for that vehicle can be added by:
- After an auto accident, the duties condition in Part E requires the insured to:
- At the insurer's request, a person seeking coverage under Part E may be required to:
- The policy territory of a personal auto policy covers accidents that occur in:
- The insurer pays a $6,000 collision claim and then pursues the at-fault driver for that money. This right is called:
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