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Which of these is NOT one of the categories that make up 'your covered auto' under a personal auto policy?
a.A vehicle shown on the declarations of the policy
b.Any auto a resident family member owns in her name
c.A temporary substitute for a listed auto being repaired
d.A trailer that the named insured owns outright
Giải thích
Your covered auto means the vehicles shown in the declarations, a newly acquired auto on the terms the policy states, any trailer the insured owns, and a temporary substitute for a listed auto that is out of use. A car titled to a resident family member is not swept in automatically; it has to be listed and rated on its own. That is why a driving-age child's own vehicle must be reported.
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Câu hỏi liên quan cùng chủ đề
- The difference between underinsured motorists (UIM) and uninsured motorists (UM) coverage is that UIM applies when the at-fault driver:
- Which person would NOT meet the personal auto policy definition of a family member?
- The insured's listed car is in a body shop for a week, so he drives a spare car titled to his resident son. Under the personal auto policy that spare car is:
- For personal auto policy purposes, a car fails to qualify as a non-owned auto when it is:
- An insured runs an errand in her own covered auto for the charity she volunteers with and injures a pedestrian. The charity is sued as well. Under Part A the charity is:
- A restaurant valet parking a guest's covered auto backs it into a parked pickup. Under the car owner's personal auto policy, the valet is:
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