Hợp đồng ô tô cá nhânCâu 380 / 531
For personal auto policy purposes, a car fails to qualify as a non-owned auto when it is:
a.Borrowed from a neighbor for a single afternoon
b.Rented by the insured for a two-week holiday trip
c.Driven by a family member with the owner's consent
d.Furnished or available for the insured's regular use
Giải thích
A non-owned auto is a private passenger auto, pickup, van or trailer not owned by and not furnished or available for the regular use of the insured or a family member, used with permission. A company car the insured may take any day is furnished for regular use, so it sits outside the definition and needs extended non-owned coverage. An occasional borrowed or rented car does fit.
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Câu hỏi liên quan cùng chủ đề
- Which person would NOT meet the personal auto policy definition of a family member?
- The insured's listed car is in a body shop for a week, so he drives a spare car titled to his resident son. Under the personal auto policy that spare car is:
- Which of these is NOT one of the categories that make up 'your covered auto' under a personal auto policy?
- An insured runs an errand in her own covered auto for the charity she volunteers with and injures a pedestrian. The charity is sued as well. Under Part A the charity is:
- A restaurant valet parking a guest's covered auto backs it into a parked pickup. Under the car owner's personal auto policy, the valet is:
- The insurer's duty to defend an insured under Part A of the personal auto policy comes to an end when:
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