Part B medical payments coverage on a personal auto policy applies to a neighbor who is:

a.Struck as a pedestrian by a passing driver
b.Riding as a passenger in the covered auto
c.Hurt in a fall on the insured's steps
d.Injured while driving her own sedan

Giải thích

Part B covers the named insured and family members while occupying any auto and when struck as pedestrians, but other people only while they are occupying the covered auto. A neighbor riding along is therefore covered, while the same neighbor hurt in her own car or as a pedestrian is not. A fall on the front steps is a homeowners medical payments matter.

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