A policy shows $10,000 of medical payments per person. In one crash the insured driver incurs $12,500 of medical bills and a passenger incurs $4,000. Part B pays:

Giải thích

The medical payments limit applies separately to each injured person, so the driver's $12,500 is trimmed to $10,000 while the passenger's $4,000 is paid in full, giving $14,000. Paying both bills as billed ignores the per-person limit, and there is no accident cap here that would reduce the total further.