A named non-owner policy differs from an ordinary personal auto policy because it:

a.Covers a car furnished for regular use
b.Follows the person, not a listed vehicle
c.Provides physical damage on rented cars too
d.Covers a listed auto that the applicant leases

Giải thích

A named non-owner policy is written for an individual who owns no vehicle and covers that person's liability while using borrowed or rented autos, so it attaches to the driver rather than to a described auto. It does not reach a vehicle furnished for the insured's regular use, which is what extended non-owned coverage is for, and physical damage on a rental is not part of the basic form.

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